Midnite Integrates TrueLayer Pay by Bank for UK Account-to-Account Payments

Midnite has partnered with TrueLayer to introduce Pay by Bank for UK customers, offering instant, account-to-account deposits and withdrawals for its sportsbook and iGaming platform. The integration now enables players to move funds directly to and from their bank accounts without using card details, supported by biometric authentication and real-time app-to-app payment confirmation. Both firms highlight the security and immediacy of the new method, aiming to meet high user expectations for fast and seamless payments.

Launch of TrueLayer Pay by Bank on Midnite

TrueLayer’s Pay by Bank is now live on the Midnite platform in the UK. The product allows customers to deposit and withdraw funds by authenticating directly through their participating bank app, using biometric methods such as face or fingerprint ID. This eliminates the need to enter or store card numbers, increasing both security and ease of use.

Christian Huynh, Lead Product Manager at Midnite, explained the rationale behind the integration. > "At Midnite, we want the experience to rival the best consumer apps, and payments are no exception. Players expect money in and out to be instant and secure. TrueLayer's Pay by Bank gives us the infrastructure to deliver that. The early results speak for themselves," Huynh said. He emphasised Midnite’s ongoing commitment to delivering a user experience that stands out in the iGaming market.

How Pay by Bank Boosts Player Experience

The main benefits of Pay by Bank for players include:

• Fast deposits and withdrawals, with payments typically processed in seconds
• Direct authentication within their own banking app, including biometric verification
• Real-time confirmation of transactions, creating certainty around payment status
• No need to input card details, reducing friction and exposure to data risks

Roberto Villani, Vice President of iGaming at TrueLayer, highlighted that the vertical demands robust payments infrastructure. > "iGaming is where payments get stress-tested. Players want money in and out in seconds, and operators need certainty on every transaction. That is what Pay by Bank was built to do," Villani stated. He noted that Midnite’s platform serves a new generation of players, aligning payments innovation with user needs.

Implications for UK iGaming Payments

The UK remains a competitive market, and payments innovation is core for both customer satisfaction and regulatory compliance. By deploying Pay by Bank, Midnite signals a commitment to technology partners that support instant funding and withdrawals—an increasingly common expectation among players across sports betting and casino verticals. The biometric and app-to-app authentication adds additional security, a factor of growing importance as fraud and chargeback risks persist.

The launch aligns with broader market trends favouring open banking and account-to-account payments. Operators benefit from streamlined settlement and reduced costs associated with card networks. For players, the experience is closer to leading consumer banking apps.

What the Partnership Means for Both Firms

Midnite continues to position its platform as modern and responsive to user preferences by integrating payment solutions like TrueLayer’s. The early metrics, according to company statements, demonstrate improved performance following the rollout. For TrueLayer, the deal reaffirms the appeal of its open banking infrastructure in demanding sectors like iGaming, where transaction speed and reliability are essential.

Future Outlook for Account-to-Account Solutions in iGaming

As more operators incorporate open banking and account-to-account technologies, player payment preferences will likely continue trending toward instant, mobile-first solutions. Regulatory guidance in the UK encourages robust customer authentication—a standard more easily met with bank app logins and biometric security. Both companies anticipate further adoption of direct bank payment methods across the market and seek competitive differentiation through rapid settlement features.

For ongoing coverage of payment methods and product launches affecting UK operators, see the news and payments sections.