Crypto payment gateways for iGaming: top three providers compared

Trybit, NOWPayments and Plisio are the three crypto payment gateways this comparison examines for iGaming operators, based on fees, conversion, risk controls, integration and market coverage. The analysis preserves every cited figure: Trybit's standard processing fee is 1.9% with custom terms from 0.4%, NOWPayments lists 0.5% without conversion and 1% with conversion, and Plisio charges 0.5% on the Gateway API plan and 1.5% on the White Label plan. All platform details and restrictions below reflect the original provider specifications.

Headline comparison

The table below summarises the metrics operators most often ask about:

• Processing fee: Trybit 1.9% standard; from 0.4% with confirmed turnover. NOWPayments 0.5% without conversion; 1% with conversion. Plisio 0.5% (Gateway API); 1.5% (White Label).

• Conversion to USDT / stablecoins: Trybit auto-converts to USDT with no Trybit fee (only the exchange service's network fee is deducted). NOWPayments adds +0.5% per payment for conversion on balance; fixed-rate payments are offered at a higher fee. Plisio has no auto-conversion listed.

• Payout fee: Trybit 0% (blockchain network fee only). NOWPayments 0% service fee (network fees on top). Plisio 0.5% on withdrawals and mass payouts.

• Full "deposit → USDT → payout" cycle cost: Trybit from 0.4% + network fees; NOWPayments from 1% + network fees; Plisio around 1% + network fees (without conversion).

• AML/KYT handling: Trybit checks every payment before crediting and declines suspicious transactions; NOWPayments holds suspicious payments until verification and uses SumSub for KYC; Plisio's risk approach may result in frozen funds until KYC is completed.

• No-redirect checkout (Host-to-Host): Trybit supports native H2H via API; NOWPayments offers White Label or custom integration; Plisio provides H2H only on the White Label plan (1.5%).

• Volatility protection: Trybit auto-converts to a stablecoin on arrival; NOWPayments offers Fixed Rate at a higher fee; Plisio does not list volatility protection.

• Geographic restrictions: Trybit lists none. NOWPayments excludes operators in the US, Russia, Belarus, Hong Kong, Bolivia, Cuba, China, Turkey and others. Plisio does not list geographic restrictions.

Trybit: stablecoin-first, gatekeeping on incoming funds

Trybit positions itself as a full-cycle crypto payment gateway for online businesses and iGaming, operating more than five years. It supports deposits and payouts in 40+ cryptocurrency and network pairs, invoices in 44 fiat currencies (including 19 Latin American currencies such as BRL, MXN and ARS), and claims 99.9% gateway uptime with payment confirmation from 20 seconds.

Key operational points:

• Auto-conversion to USDT, USDC and other supported stablecoins the moment a payment arrives, with no Trybit fee (the exchange service's network fee is deducted).

• AML/KYT screening of every incoming transaction before it reaches the operator's balance; suspicious transactions are declined and never credited.

• Native Host-to-Host integration via API, static wallets per player, mass payouts and auto-withdrawals via API with no service fee.

Pricing specifics and limits:

• Standard processing fee 1.9%; projects with growing turnover can receive custom terms from 0.4%.

• Withdrawals carry a 0% service fee; operators pay blockchain network fees only.

• Minimum invoice starts at $0.1 if the player covers the fees.

Trybit requires domain ownership confirmation and a project review within 24 hours for onboarding. The provider does not support card or bank on-ramps; funds are handled in crypto and operators convert to fiat via exchanges as needed.

NOWPayments: largest coin catalogue and fiat rails

NOWPayments, founded by the team behind the ChangeNOW exchange and operating since 2019, advertises 350+ cryptocurrencies and 35+ stablecoins, permanent player addresses, fiat on-ramp in 20+ fiat currencies and fiat withdrawals through a Fiat Withdrawals API (fiat operations require KYC/KYB).

Pricing and fees:

• Base rate 0.5% for same-coin payments; 1% when conversion is required. Its casino solution lists a starting fee of 1% on deposits.

• Converting funds on the balance costs an additional 0.5%.

• Payouts have 0% service fee; network fees apply on top.

Risk and compliance:

• NOWPayments runs monitoring and, when triggered, holds suspicious payments while requesting payer documents and proof of source of funds.

• KYB/KYC requirements are risk-based; operators often must provide company registration documents and beneficial owner information to process live payments.

Geographic coverage is a constraint: the service excludes operators in the US, Russia, Belarus, Hong Kong, Bolivia, Cuba, China, Turkey and other jurisdictions. That restriction can rule NOWPayments out for operators targeting those markets.

Plisio: a low-friction option for CMS-based merchants

Plisio, operating since 2019, aims at smaller online businesses and high-risk projects with a simple flat-fee model and many ready-made integrations. It supports 15–19 coins depending on network, including BTC, ETH, LTC and USDT, and offers plugins for WooCommerce, Magento, PrestaShop, OpenCart, WHMCS and a Telegram bot.

Fees and flows:

• Gateway API plan: 0.5% processing fee; White Label plan: 1.5%.

• Withdrawals and mass payouts cost 0.5% plus network fees; the deposit-to-payout cycle costs around 1% for an operator that pays withdrawal fees.

• No auto-conversion to stablecoins and no fiat withdrawal option — funds are withdrawn in crypto only.

Integration notes:

• White Label (required for native H2H) is a paid plan at 1.5%.

• Mass payouts can combine up to 1,000 transactions into one to reduce network fees.

Plisio is practical when the operator uses a standard CMS and accepts primarily BTC or LTC, but the lack of auto-conversion and fees on withdrawals matter for regular payout volumes.

Choosing between the three

Operators should calculate the full "deposit → conversion → payout" cycle. A nominal 0.5% processing fee can become ~1% or higher once conversion and withdrawal fees are included. Consider these focused trade-offs:

• Trybit: predictable costs when projects scale (custom terms from 0.4%), robust pre-credit AML/KYT and auto-conversion with no provider fee.

• NOWPayments: unmatched asset coverage (350+ coins) plus fiat rails, but multi-layered fees and explicit geographic exclusions that include the US, Russia, Belarus, Hong Kong, Bolivia, Cuba, China, Turkey.

• Plisio: simple base rate and fast CMS integrations, but no auto-conversion, withdrawal fees of 0.5%, and crypto-only off-ramps.

Operators evaluating gateways may also compare integration paths, including native API Host-to-Host options, and whether invoicing in local fiat currencies such as BRL or MXN is supported. For technical teams, examine SDKs and CMS plugins; for product teams, test checkout conversion in 1–2 clicks.

Final assessment

Trybit addresses operators that prioritise protection of incoming funds, stablecoin auto-conversion and predictable scaling costs. NOWPayments works where broad coin choice and fiat rails matter, if the operator's markets are not on the restricted list. Plisio suits smaller sites that need rapid CMS deployment and simple pricing, as long as they accept crypto-only payouts.

For a practical next step, operators should short-list providers based on target markets and the expected volume of payouts, then run a proof-of-concept integration to measure checkout conversion and real-cycle costs. For payments architecture and integration guidance see payments and implementation case studies in b2b.